Phil Howrigan '57 Gives Back With Gratitude
When asked why he gives back to Saint Michael's, Phil Howrigan '57 says, "The cost of education has gone up, and by including the College in my estate plan, I can help future students afford the same quality education that I received." He continues, "We each have a responsibility to recognize all that we've been given by giving what we can, when we can. I greatly appreciated my time at Saint Michael's so when thinking about my legacy, this was the right choice."
With advice from an estate planning attorney, Phil chose a charitable gift annuity (CGA) as the best planned giving vehicle for him. He determined the size of the gift annuity and receives quarterly payments from it. Upon his passing, Saint Michael's will receive the remaining balance to support our students and programs.
Phil credits Saint Michael's for giving him a well-rounded education that taught him to be an independent thinker and learn many different skill sets. He most appreciated the small class sizes, personal interactions and liberal arts focus. Phil fondly remembers classmate Arthur Kirwin, a Dominican priest, and English Professor Jeremiah Durick, for whom the Durick Library is named. Beyond his own experience, the College is also part of his family's legacy. His brother, two uncles and nephew join him in the ranks of Saint Michael's alumni.
Phil grew up in Fairfield, Vermont, and graduated from St. Mary's High School in St. Albans before making his way to Saint Michael's as did most of the young men in his graduating class. He enrolled in the ROTC program and within a year of graduating, went into the Reserve Officer Training as a Second Lieutenant. Phil then returned to Saint Michael's to work in the combined Admissions and Alumni Office while living on the top floor of Founders Hall. He later spent the bulk of his career in publishing, working for Little, Brown & Company in Boston doing marketing and sales.
While Saint Michael's has been a significant part of Phil's past, his gift demonstrates that he cares deeply about the future of his alma mater. His advice for current students is, "Be prepared to be adaptable. No matter what you end up doing, being a part of a community is very important. Know how to get along with other people; know how to help and always give back. Saint Michael's really taught me that."
To learn more about gifts that pay you income or other types of planned gifts, contact Ms. Phung Pham at 802-654-2646 or email@example.com.
The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results. Annuities are subject to regulation by the State of California. Payments under such agreements, however, are not protected or otherwise guaranteed by any government agency or the California Life and Health Insurance Guarantee Association. A charitable gift annuity is not regulated by the Oklahoma Insurance Department and is not protected by a guaranty association affiliated with the Oklahoma Insurance Department. Charitable gift annuities are not regulated by and are not under the jurisdiction of the South Dakota Division of Insurance.